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Michigan Medigap Insurance Plans

Medigap Insurance information in Michigan

Simply put, Medicare is a federally sponsored health insurance plan that seniors who have obtained 65+, younger individuals with disabilities, and people with End-Stage Renal Disease (ESRD) enroll in to receive proper medical coverage for their needs.

Medicare participants have three simple options to choose from when signing up for coverage

Original Medicare

  • Includes Medicare Part A and/or Medicare Part B

Medicare Advantage

  • Includes HMO and PPO plans

Medigap plan

  • Ten different supplemental plans to choice from

Michigan Medicare beneficiaries that enroll in Original Medicare, Medicare Part A and B, may quickly realize that not all of their medical expenses are covered. In order to fill in the gaps left in coverage, participants may choose to enroll in additional coverage commonly known as Medigap or Medicare Supplemental Insurance. If you are looking for more Michigan medigap information please visit our blog at medigap-insurance-plans.com/category/michigan

Medicare participants in Michigan can choose from 10 standardized Medigap Plans. The chart below illustrates the benefits available with each of the ten supplemental insurance plans offered.

An X in the box indicates 100% coverage, a % indicates the percentage is covered, and a blank cell indicates no coverage.

Medicare Supplemental Insurance Benefits Michigan Medicare Supplemental Plans
A B C D F* G K L M N
Medicare Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up X X X X X X X X X X
Medicare Part B coinsurance or copayment X X X X X X 50% 75% X X***
Blood (first 3 pints) X X X X X X 50% 75% X X
Part A hospice care coinsurance or copayment X X X X X X 50% 75% X X
Skilled nursing facility care coinsurance X X X X X 50% 75% X X
Medicare Part A deductible X X X X X 50% 75% 50% X
Medicare Part B deductible X X
Medicare Part B excess charges X X
Foreign travel exchange (up to plan limits) 80% 80% 80% 80% 80% 80%
Out-of-Pocket Limit** $5,120 $5,120

* Plan F also offers a high-deductible plan. If you choose this option, this means you must pay for Medicare-covered costs up to the deductible amount of $2,200 in 2017 before your Medigap plan pays anything.
** After you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don't result in inpatient admission.

Choosing a Medigap Plan in Michigan

Choosing a Medigap policy in Michigan is as simple as ever with assistance from our Medigap insurance brokers. With just a few pieces of information our licensed Medigap agents can help you discover the best Medigap plan for your lifestyle and health care need. Your insurance coverage with any of the 10 Medigap plans is identical whether it is purchased from Blue Cross Blue Shield, Mutual of Omaha, or Bankers Fidelity. Medicare Medigap participants should understand that just because the benefits and coverage are identical Medigap rates may vary between providers. It is important to receive multiple Medigap quotes from a variety of Medigap insurance providers to ensure the best possible rate for the coverage desired. More information on Medigap in Michigan can be found at www.michigan.gov or to speak with a Medigap advisor call 1-888-452-7949 toll free.

FREE Medigap Supplemental Insurance Quotes Online.
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Michigan Medigap Insurance Plans

Medigap Insurance information in Michigan

Simply put, Medicare is a federally sponsored health insurance plan that seniors who have obtained 65+, younger individuals with disabilities, and people with End-Stage Renal Disease (ESRD) enroll in to receive proper medical coverage for their needs.

Medicare participants have three simple options to choose from when signing up for coverage

Original Medicare

  • Includes Medicare Part A and/or Medicare Part B

Medicare Advantage

  • Includes HMO and PPO plans

Medigap plan

  • Ten different supplemental plans to choice from

Michigan Medicare beneficiaries that enroll in Original Medicare, Medicare Part A and B, may quickly realize that not all of their medical expenses are covered. In order to fill in the gaps left in coverage, participants may choose to enroll in additional coverage commonly known as Medigap or Medicare Supplemental Insurance.

Medicare participants in Michigan can choose from 10 standardized Medigap Plans. The chart below illustrates the benefits available with each of the ten supplemental insurance plans offered.

An X in the box indicates 100% coverage, a % indicates the percentage is covered, and a blank cell indicates no coverage.

Medicare Supplemental Insurance Benefits Michigan Medicare Supplemental Plans
A B C D F* G K L M N
Medicare Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up X X X X X X X X X X
Medicare Part B coinsurance or copayment X X X X X X 50% 75% X X***
Blood (first 3 pints) X X X X X X 50% 75% X X
Part A hospice care coinsurance or copayment X X X X X X 50% 75% X X
Skilled nursing facility care coinsurance X X X X X 50% 75% X X
Medicare Part A deductible X X X X X 50% 75% 50% X
Medicare Part B deductible X X
Medicare Part B excess charges X X
Foreign travel exchange (up to plan limits) 80% 80% 80% 80% 80% 80%
Out-of-Pocket Limit** $5,120 $5,120

* Plan F also offers a high-deductible plan. If you choose this option, this means you must pay for Medicare-covered costs up to the deductible amount of $2,200 in 2017 before your Medigap plan pays anything.
** After you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don't result in inpatient admission.

Choosing a Medigap Plan in Michigan

Choosing a Medigap policy in Michigan is as simple as ever with assistance from our Medigap insurance brokers. With just a few pieces of information our licensed Medigap agents can help you discover the best Medigap plan for your lifestyle and health care need. Your insurance coverage with any of the 10 Medigap plans is identical whether it is purchased from Blue Cross Blue Shield, Mutual of Omaha, or Bankers Fidelity. Medicare Medigap participants should understand that just because the benefits and coverage are identical Medigap rates may vary between providers. It is important to receive multiple Medigap quotes from a variety of Medigap insurance providers to ensure the best possible rate for the coverage desired. More information on Medigap in Michigan can be found at www.michigan.gov or to speak with a Medigap advisor call 1-888-452-7949 toll free.

FREE Medigap Supplemental Insurance Quotes Online.
Enter Zip Code:

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